THE RISE OF THE PLATFORM ECONOMY IN FINANCIAL SERVICES
CardGenY has 3 main components:
1. A single API to access a wide range of FinTech capabilities
The CardGenY API consolidates in one place a range of leading FinTech marketplace solutions. Now from one platform you can build a truly customer centric lifestyle solution. From KYC, in-app issuance, card management, currency services, loyalty, open banking, offers and travel commerce, tokenisation, wearables...the development of a super app is now possible.
2. Our Native Functions - Loyalty Platform, Content Warehouse, B2B2C Commerce.
CardGenY uniquely merges FinTech seamlessly into existing loyalty, commerce and payments processes. Optionally utilise our loyalty management platform, implement in app commerce and checkout with the latest tokenisation capabilities.
3. Ready to go UX Components - Build compelling customer lifecycle solutions.
We provide a range of pre-configured mobile UX components that can be used to build a complete solution or individually selected to embed within existing mobile apps. Quickly build a Challenger Bank type app, open banking based PFM app, a multi-currency rich travel app, a loyalty co-brand solution....OR a Super App that can adapt to a customer situation and lifestyle.
OUR CLIENTS - WHAT WE SOLVE
BANKS / ISSUERS
Rapid Digital Transformation
We enable banks / issuers to rapidly launch mobile and digital technologies that appeal to digital first consumers. Significantl reduce risk and time to market and integrate legacy processes then consume all of our capabilities.
Beyond Traditional Banking
Instant issuance, fintech features merged seamlessly with loyalty, commerce and payments. Banks can now evolve into enabling groups between customers and merchants.
CO-BRAND & LOYALTY PROGRAMS
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Beyond Traditional Loyalty
Traditional co-brand and loyalty programs will be increasingly constrained due to the economic model and lack of relevance to a large portion of their members. We enable these programs to unlock significant revenue potential across the total customer base. Wrap FinTech features seamlessly into core loyalty processes. Widen daily relevance. CardGenY is helping some of the leading Co-brand programs to evolve.
NEXT GEN FINTECH'S & CHALLENGERS
B2C FinTech & Challenger Solutions
There are many innovative but niche FinTech solutions in the market and even first generation Challenger Banks offer narrow proposition . App fatigue, low engagement, lack of stickiness will result in many failing to become commercially viable.
CardGenY - enabling commercially viable FinTech's
The next generation FinTech's and Challenger will need to offer a range of FInTech features and be relevant to their customers on a far wider basis. Features such as instant issuance, real time redemptions, open banking, commerce, loyalty, payments and targeted promotions via rich analytics....this is what CardGenY delivers.
ACQUIRERS / PAYMENT COMPANIES
Differentiated Value
With digitalisation and climbing customer expectations wrapping new value-added fintech services around core payments processing is no longer an option.
Retail Intelligent Solutions
Merchants are looking for retail intelligence integrated with payments processes. By integrating our loyalty, and campaign communication suite, Acquirers and Payment Solution providers can deliver compelling solutions to create frictionless customer experience.
OUR PARTNERS
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