The CardGenY API consolidates in one place a range of leading FinTech marketplace solutions. Now from one platform you can build a truly customer centric lifestyle solution. From KYC, in-app issuance, card management, currency services, loyalty, open banking, offers and travel commerce, tokenisation, wearables...the development of a super app is now possible.
CardGenY uniquely merges FinTech seamlessly into existing loyalty, commerce and payments processes. Optionally utilise our loyalty management platform, implement in app commerce and checkout with the latest tokenisation capabilities.
We provide a range of pre-configured mobile UX components that can be used to build a complete solution or individually selected to embed within existing mobile apps. Quickly build a Challenger Bank type app, open banking based PFM app, a multi-currency rich travel app, a loyalty co-brand solution....OR a Super App that can adapt to a customer situation and lifestyle.
Rapid Digital Transformation
We enable banks / issuers to rapidly launch mobile and digital technologies that appeal to digital first consumers. Significantl reduce risk and time to market and integrate legacy processes then consume all of our capabilities.
Beyond Traditional Banking
Instant issuance, fintech features merged seamlessly with loyalty, commerce and payments. Banks can now evolve into enabling groups between customers and merchants.
Beyond Traditional Loyalty
Traditional co-brand and loyalty programs will be increasingly constrained due to the economic model and lack of relevance to a large portion of their members. We enable these programs to unlock significant revenue potential across the total customer base. Wrap FinTech features seamlessly into core loyalty processes. Widen daily relevance. CardGenY is helping some of the leading Co-brand programs to evolve.
B2C FinTech & Challenger Solutions
There are many innovative but niche FinTech solutions in the market and even first generation Challenger Banks offer narrow proposition . App fatigue, low engagement, lack of stickiness will result in many failing to become commercially viable.
CardGenY - enabling commercially viable FinTech's
The next generation FinTech's and Challenger will need to offer a range of FInTech features and be relevant to their customers on a far wider basis. Features such as instant issuance, real time redemptions, open banking, commerce, loyalty, payments and targeted promotions via rich analytics....this is what CardGenY delivers.
With digitalisation and climbing customer expectations wrapping new value-added fintech services around core payments processing is no longer an option.
Retail Intelligent Solutions
Merchants are looking for retail intelligence integrated with payments processes. By integrating our loyalty, and campaign communication suite, Acquirers and Payment Solution providers can deliver compelling solutions to create frictionless customer experience.
The executive team behind CardGenY have a proven track record in delivering complex mission critical global solutions.
We are not new at disrupting sectors
Our expertise reaches across both the financial services, loyalty and E-commerce areas, where we've previously developed and deployed highly successful scalable solutions for Fortune 500 groups.
Oracle thought we had a disruptive solution in the Financial sector.
Our founders developed a complex treasury management solution that was implemented with over 25 major enterprise groups. The solution was acquired by Oracle Corporation and is now the Oracle Treasury Module in the Oracle Financials family of applications.
Our philosophy is based around a collaborative fintech partnership model with our clients to achieve a common goal - this compares to a traditional implementation under a customer-supplier hierarchy / relationship.
We pride ourselves on being flexible and highly responsive, as recognised by Top Fortune 500 companies selecting our approach over established marketing, commerce and loyalty solution providers. We have representation in the United Kingdom, Spain and Australasia.
Just drop us a line in the above contact form to arrange to drop by.
20 Eastbourne Terrace, London, W2 6LG, United Kingdom
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